.page-disclaimer {
  --disc-blue: #2980B9;
  --disc-red: #C0392B;
  --disc-deep: #0D1B3E;
  --disc-ink: #16213E;
  --disc-muted: #65718A;
  --disc-line: rgba(13, 27, 62, 0.14);
  --disc-cold-bg: #F2F4F7;
  --disc-warn-bg: #FFF8E6;
  background: var(--color-white);
}

.page-disclaimer .disc-hero {
  background: linear-gradient(135deg, var(--color-deep) 0%, #15284F 52%, #1E3A66 100%);
  color: var(--color-white);
  padding: 40px 0 0;
  position: relative;
  overflow: hidden;
}

.page-disclaimer .disc-hero::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -80px;
  width: 320px;
  height: 320px;
  background: radial-gradient(circle, rgba(212, 160, 23, 0.25) 0%, transparent 68%);
  pointer-events: none;
}

.page-disclaimer .disc-hero-copy {
  position: relative;
  padding-bottom: 36px;
}

.page-disclaimer .breadcrumb {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 28px;
  font-size: 14px;
  color: rgba(247, 245, 240, 0.7);
}

.page-disclaimer .breadcrumb a {
  color: rgba(247, 245, 240, 0.85);
  text-decoration: none;
  transition: color 0.3s var(--ease);
}

.page-disclaimer .breadcrumb a:hover {
  color: var(--color-gold);
}

.page-disclaimer .bc-sep {
  color: rgba(247, 245, 240, 0.4);
}

.page-disclaimer .section-kicker {
  color: var(--color-gold);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.14em;
  margin-bottom: 12px;
}

.page-disclaimer .disc-hero h1 {
  font-size: clamp(32px, 6vw, 52px);
  font-weight: 900;
  line-height: 1.18;
  letter-spacing: -0.02em;
  margin: 0 0 16px;
}

.page-disclaimer .disc-hero-lead {
  max-width: 680px;
  font-size: 16px;
  line-height: 1.9;
  color: rgba(247, 245, 240, 0.86);
  margin: 0;
}

.page-disclaimer .disc-hero-media {
  position: relative;
  border-top: 3px solid var(--color-gold);
  border-radius: 32px 32px 0 0;
  overflow: hidden;
}

.page-disclaimer .disc-hero-media img {
  display: block;
  width: 100%;
  height: auto;
}

.page-disclaimer .disc-body {
  background: var(--color-white);
  padding: 44px 0 64px;
}

.page-disclaimer .doc-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 36px;
}

.page-disclaimer .doc-sidebar {
  align-self: start;
}

.page-disclaimer .doc-sidebar-inner {
  background: var(--disc-cold-bg);
  border: 1px solid transparent;
  border-radius: var(--radius-lg);
  padding: 18px;
}

.page-disclaimer .sidebar-title {
  margin: 0 0 12px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.16em;
  color: var(--disc-red);
}

.page-disclaimer .sidebar-toc {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.page-disclaimer .sidebar-toc li {
  margin: 0;
}

.page-disclaimer .sidebar-toc li a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 14px;
  border-radius: var(--radius-pill);
  background: var(--color-white);
  border: 1px solid var(--disc-line);
  color: var(--disc-ink);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  transition: background 0.3s var(--ease), color 0.3s var(--ease), border-color 0.3s var(--ease);
}

.page-disclaimer .sidebar-toc li a:hover {
  background: var(--disc-deep);
  color: var(--color-white);
  border-color: var(--disc-deep);
}

.page-disclaimer .toc-num {
  font-size: 12px;
  font-weight: 800;
  color: var(--disc-red);
  letter-spacing: 0.02em;
}

.page-disclaimer .sidebar-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}

.page-disclaimer .sidebar-links .btn {
  flex: 1 1 auto;
}

.page-disclaimer .doc-content {
  min-width: 0;
  font-size: 16px;
  line-height: 1.9;
  color: var(--disc-ink);
}

.page-disclaimer .doc-section {
  scroll-margin-top: 84px;
}

.page-disclaimer .doc-section + .doc-section {
  position: relative;
  border-top: 2px solid var(--disc-line);
  margin-top: 44px;
  padding-top: 40px;
}

.page-disclaimer .doc-section + .doc-section::before {
  content: "";
  position: absolute;
  top: -5px;
  left: 0;
  width: 72px;
  height: 6px;
  border-radius: var(--radius-pill);
  background: var(--disc-red);
  border: 2px solid var(--color-white);
}

.page-disclaimer .doc-content h2 {
  margin: 0 0 16px;
  font-size: 28px;
  font-weight: 800;
  line-height: 1.3;
  letter-spacing: -0.01em;
  color: var(--disc-deep);
}

.page-disclaimer .doc-content h2::before {
  content: "";
  display: block;
  width: 48px;
  height: 4px;
  border-radius: var(--radius-pill);
  background: var(--disc-red);
  margin-bottom: 14px;
}

.page-disclaimer .doc-content p {
  margin: 0 0 16px;
  line-height: 1.9;
}

.page-disclaimer .doc-content p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .doc-content a {
  color: var(--disc-blue);
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-color: rgba(41, 128, 185, 0.35);
  transition: text-decoration-color 0.3s var(--ease), color 0.3s var(--ease);
}

.page-disclaimer .doc-content a:hover {
  color: var(--disc-deep);
  text-decoration-color: var(--disc-deep);
}

.page-disclaimer .fee-list {
  list-style: none;
  margin: 24px 0;
  padding: 0;
  border: 2px solid var(--disc-line);
  border-radius: var(--radius-md);
  overflow: hidden;
  background: var(--disc-cold-bg);
}

.page-disclaimer .fee-list li {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 10px;
  padding: 18px 20px;
  background: var(--color-white);
}

.page-disclaimer .fee-list li + li {
  border-top: 1px solid var(--disc-line);
}

.page-disclaimer .fee-list strong {
  color: var(--disc-deep);
  font-weight: 800;
}

.page-disclaimer .notice-warning {
  position: relative;
  margin: 24px 0;
  padding: 20px 22px;
  border: 2px solid var(--color-yellow);
  border-radius: var(--radius-md);
  background: var(--disc-warn-bg);
  font-size: 15px;
  line-height: 1.85;
  color: var(--disc-ink);
}

.page-disclaimer .notice-warning::before {
  content: "!";
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  margin-right: 10px;
  border-radius: 50%;
  background: var(--color-yellow);
  color: var(--color-deep);
  font-weight: 900;
  font-size: 14px;
  vertical-align: middle;
}

.page-disclaimer .contact-list {
  list-style: none;
  margin: 24px 0;
  padding: 0;
  border-top: 2px solid var(--disc-line);
}

.page-disclaimer .contact-list li {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 14px 0;
  border-bottom: 1px solid var(--disc-line);
  overflow-wrap: break-word;
  word-break: break-word;
}

.page-disclaimer .contact-label {
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--disc-red);
}

.page-disclaimer .contact-list li:last-child {
  border-bottom: none;
}

.page-disclaimer .contact-note {
  font-size: 15px;
  color: var(--disc-muted);
  border-left: 3px solid var(--disc-blue);
  padding-left: 16px;
  margin-top: 20px;
}

@media (min-width: 981px) {
  .page-disclaimer .disc-hero {
    padding: 56px 0 0;
  }

  .page-disclaimer .disc-hero h1 {
    font-size: 56px;
  }

  .page-disclaimer .disc-hero-lead {
    font-size: 17px;
  }

  .page-disclaimer .disc-body {
    padding: 72px 0 96px;
  }

  .page-disclaimer .doc-layout {
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 64px;
  }

  .page-disclaimer .doc-sidebar-inner {
    position: sticky;
    top: 32px;
    max-height: calc(100vh - 64px);
    overflow-y: auto;
    padding: 22px;
  }

  .page-disclaimer .sidebar-toc {
    display: flex;
    flex-direction: column;
    gap: 0;
  }

  .page-disclaimer .sidebar-toc li + li {
    border-top: 1px solid var(--disc-line);
  }

  .page-disclaimer .sidebar-toc li a {
    display: flex;
    justify-content: space-between;
    border-radius: 0;
    background: transparent;
    border: none;
    padding: 14px 4px;
    color: var(--disc-ink);
  }

  .page-disclaimer .sidebar-toc li a:hover {
    background: transparent;
    color: var(--disc-red);
    border-color: transparent;
  }

  .page-disclaimer .sidebar-links {
    flex-direction: column;
    margin-top: 20px;
  }

  .page-disclaimer .sidebar-links .btn {
    flex: none;
    width: 100%;
  }

  .page-disclaimer .doc-section + .doc-section {
    margin-top: 56px;
    padding-top: 48px;
  }

  .page-disclaimer .doc-content h2 {
    font-size: 32px;
  }
}